Today, more people are recognizing that planning a funeral in advance of need demonstrates love and consideration toward their family members. It is a thoughtful decision that reduces the stress of indecision and uncertainty when death occurs.

     If you choose to prepay for your funeral your prepaid funeral account will be protected by the Maryland State Board of Morticians and Funeral Director's Family Security Trust Fund.

The following information has been prepared to answer some of the questions we frequently receive about pre-arrangement.


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There are many good reasons. Some plan ahead because there will be no one who is capable of making responsible decisions. Others have a definite preference concerning their funeral service, and they want their families to be informed and invovled in those decisions.

Many people also pre-fund because they like the peace of mind knowing there will be adequate funds to cover funeral expenses. Also pre-payment can provide real benefits when you are applying for Medicaid in the U.S.

Most importantly, pre-arrangement guarantees that rational decisions can be made ahead of time without the usual urgencies when death takes place.

After you determine your funeral preferences, we will explain your options and guide you in establishing your own plans. You should find the advice of your family, clergy and your funeral director especially helpful when considering the options. We will record certain vital information and gather documents for the required forms.

Next, you can select a casket, burial vault and other merchandise associated with the services. Finally, you may pay for the services and merchandise ahead of time through our funding program, that decision is completely up to you. No money down is needed to preplan your funeral.

The cost is a matter of your choice. All of your selections and options are featured in our itemized pricing guide. This guide provides factual information concerning each item and its price.

Funding the pre-arranged service is a choice some people make to ease possible financial pressures on their family. Pre-funding allows you to pay for the funeral service at current prices. If prepaid in advance, prices for our services and merchandise can be guaranteed. Prices for cash advanced items, however, can never be guaranteed.

Individuals between the ages of 0 and 99 may apply. No medical examination is required for the life insurance, just a simple questionaire that is completed after advanced funeral plans have been made.

Reduce the impact of inflation, which would otherwise increase the cost of your funeral.

There are various payment options available. Even people on a tight budget can gain the advantages of funding their pre-planned funeral service.

First call one of our funeral homes at 410-242-2211. One of our funeral directors will meet with you at a time that is convenient for you and assist you in preplanning your celebration of life. You choose everything you want for your funeral: the type of funeral service, casket, urn, burial vault, music and flowers. Important obituary information will be recorded. Once you have made your selections, you will learn the payment options available to you. A record of your selections will be kept on file at the funeral home until needed.

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